Some people buy funds and sometimes earn 20% or 30%, so they are considering whether to sell the funds.
In fact, this is also a question that many people have, that is, my fund has made money, should it be sold?
On this issue, we can analyze it from the perspective of fund profit-taking. Here is to share with you the profit-taking skills of the three funds.
First, the target profit-taking method means that we set a profit-taking rate in advance, such as 20% or 30%. At this point, we will immediately redeem and settle down. If you are not used to making special long-term investments, 30% of the income is a relatively profitable profit point. For example, in 20 19, the Shanghai and Shenzhen 300 index only rose by 25%, while in 2020, the Shanghai and Shenzhen 300 index only rose by 26%. For example, once the indexes of securities firms and military industries rise fiercely, they basically enter the callback of 35% ~ 45%. At this time, if it is set to 30%, it will appear that the price is high.
Second, the valuation take profit method, that is, what is the valuation percentage of your index? Buy when undervalued, hold in normal times, and sell when overvalued. Generally speaking, less than 30% is regarded as an underestimation interval, 30%-70% is a normal interval, and more than 70% is an overestimation interval.
Third, the retreat and take profit method means that you have made money, but you don't know if the market will rise next, and you are worried that the income will fall back. For example, if your withdrawal rate is set to 10%, you have earned 5000 yuan now. Once your profit falls back to 65,438+00%, your profit will change from 50,000 to 45,000.
Whether to choose a new fund or continue to invest in this fund is another matter.