The benchmark interest rate for demand deposits is 0.3%, and the highest interest rate is 0.35%; The benchmark interest rate for time deposits is 1. 1 to 1.65. According to the inquiry of official website of Shang Tong Bank in Ningbo, the benchmark interest rate of demand deposit of Shang Tong Bank in Ningbo is 0.3%, and the highest interest rate can reach 0.35%. The benchmark interest rate for time deposits is 1. 1 to1.65%; The benchmark interest rate is 1. 1 to1.65%; The benchmark interest rate is 1.25% to1.8%; The benchmark interest rate for call deposits is 1. 1 to 1.65%. Ningbo Shang Tong Bank Co., Ltd. (hereinafter referred to as "Shang Tong Bank") was established on April 6, 20 12. It is a city commercial bank with independent legal personality, and it is also the first city commercial bank in China successfully restructured by a foreign bank.