To put it simply, the best way to protect your personal finance against destocking and inflation is to invest, speculate in stocks, funds, buy financial products, buy real estate, buy parking spaces, etc. In short, it is investment, and invest your money in places that are not easy to depreciate.
Don't worry about money.
If you have a lot of money, you can find a financial planner to help you.
Note: Investment methods to combat inflation. The recently high oil prices and agricultural product prices have finally declined. Coupled with the rebound of the US dollar, global inflationary pressure has eased slightly. However, the current good situation does not represent the shadow of inflation.
No longer exists.
Russ Koesterich, investment manager of Barclays Global Investors and author of the best-selling book The ETF Strategist, pointed out that the era of high inflation has arrived. In the face of high inflation, investors can consider investing in financial products to combat inflation, such as ISHARS-Dow Jones U.S. Energy Index
Fund (IYE), SPDR Raw Materials Index Fund (XLB), SHARS-Dow Jones U.S. Technology Stock Index Fund (IYW), etc., allowing assets to continue to grow.
Inflation is the topic that governments around the world are most concerned about recently. In order to prevent their wallets from shrinking unknowingly, looking for products that can protect capital and make profits is a topic that many investors are concerned about.
Investment experts said that under the situation of huge domestic demand and export demand in China, India and other emerging countries, oil prices and raw material prices may rise at any time due to political, economic, seasonal and other uncertain factors, which will make the previous price rise.
The situation of hitting new highs is repeated again. Therefore, people still need to prepare for a rainy day and diversify some assets into anti-inflation products.
To combat inflation, investors can consider investing in various anti-inflation financial products. Among them, various ETFs in the U.S. stock market are good choices, such as SPDR Barclays U.S. Government Inflation-Linked Bond Index Fund (IPE), ISHARS-Dow Jones
The U.S. Energy Index Fund (IYE), SPDR Raw Materials Index Fund (XLB), ISHARS-Dow Jones U.S. Technology Stock Index Fund (IYW), etc. all performed well during this wave of rising inflation.
Russ Koesterich said that in order to fight inflation, investors need to understand which items will increase in price due to inflation. These are the investment targets that can fight inflation.
Therefore, agricultural products, energy, gold ETFs, etc. are all anti-inflation commodities.
In addition, in order to spread risks, Russ suggested that instead of investing in a single commodity, you should consider investing in ETFs that track the general environment.
Investing in bonds is also a good way to combat inflation, and many asset management companies have launched TIPS ETFs composed of anti-inflation bonds.
TIPS is a Treasury Inflation Protected Securities (TIPS) issued by the United States in 1997 that is index-linked against inflation.
Other related bond ETFs include Treasury Bond Fund (TLT), iShares Goldman Sachs InvesTop Corporate Bond (LQD), iShares Lehman 1-3 year Treasury Bond (SHY), etc.
TIPS ETF has low correlation with general bonds or stock markets, so it has the effect of diversifying risks in asset allocation and making the investment portfolio more diversified. It is a stable financial product. In the era of high inflation, it is nothing more than a
A capital-preserving financial management method.