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Is Bo Shi cash treasure worth buying? Consider from three aspects.
Bosera cash treasure A is a monetary fund, which can be bought in Tian Tian Fund Platform and China Merchants Bank. Some friends asked if this money fund was worth buying. Let's analyze it from three aspects to see if this product is worth buying. If you are interested, please continue reading.

1. Expected rate of return of Bosera cash treasure A..

According to the data of165438+1October 4th, the 7-day annualized expected return of boss cash treasure A is RMB per 10,000 expected returns, that is to say, based on these 10,000 expected returns, the expected return of an investment per day 10000 yuan is about RMB. This expected rate of return belongs to the middle level in the money fund and is not outstanding.

Historically, Bosera cash treasure A's expected rate of return in recent years 1 year is the first among peers 1/4. The performance inspection time has been extended to nearly 2 years and 3 years, and the expected return of the fund is also excellent, and the ranking of similar categories has not changed much. Judging from the expected rate of return, the long-term and short-term expected rates of return of Bosera cash treasure A are above the average level of its kind.

Second, the security of Boss cash treasure A.

As a monetary fund, Bosera cash treasure A has a low risk level and is unlikely to lose money. Similarly, there is Yu 'ebao, which is also a monetary fund in essence, so the security of Boss cash treasure A can be equal to Yu 'ebao, so don't worry too much.

From the perspective of investment scope, money funds generally invest in money market instruments, such as agreement deposits, interbank deposit certificates, government bonds, central bank bills and so on. These are relatively safe, so there is no risk in Bosera cash treasure A..

Third, the flexibility of Boss cash treasure A.

Bosera cash treasure A supports ordinary redemption, and T+ 1 arrives, with no limit. In terms of flexibility, Boss cash treasure A does not support quick redemption, which is not as good as products such as Yu 'ebao.

Cash treasure, Bo Shi has good security, the expected rate of return is above average, and the flexibility supports T+ 1.

Investors who value the expected return can consider replacing Yu 'ebao with it.