I. Introduction of Yin Xin Wealth Management Month No.4 Tian Li Actually, this product is the responsibility of CITIC Bank. Generally speaking, users can put their money into this fund and return the principal and interest on a monthly basis after purchase. However, the principal and interest repaid by this fund will not be displayed in the user's account. Generally, only when you redeem your account every month will you see how much interest there is in this account. The profitability of some products in this model is still relatively good, but many people report that the profitability of this product is not good. You can choose according to your own needs.
Second, it can be redeemed at one time. When everyone buys this fund, the platform will put the proceeds from buying this fund into your account, but the average user needs to redeem it manually, otherwise it may be put into the account for financial management. And generally, the platform will automatically add money after it is not taken out. If the user does not withdraw the money in time, he may not be able to withdraw it next month. Therefore, in contrast, many users complain that it is inconvenient, because this financial management method is too risky, and fund management cannot be revoked without trading.
Three. Conclusion Some netizens reported on the Internet that after purchasing this fund, the data showed that it could be redeemed at maturity, and it also showed that there were benefits, but the amount of redemption was less than that reflected in the data. In fact, it is precisely because wealth management products are net worth, so the actual income received by users at this time is less than the number of shares displayed on the interface.