After purchasing the fund, the system will calculate the final share according to the principal purchased by the investor and the net value when the purchase is confirmed. When investors choose to sell the fund, they have to wait for the calculation of the fund company and finally confirm the money they get. Many investors like to calculate the approximate amount when selling.

What's wrong with the money redeemed by the fund and your calculation?

The redemption amount is calculated according to the net value on the redemption date. Submit the redemption application before 3 pm. No one knows the net value of the redemption date. The fund company can only calculate it according to the closing price of the stocks and bonds held by the fund after the market closes. When calculating, we usually refer to the net value of the previous trading day, so the calculated money is different.

Moreover, many investors do not deduct the handling fee when calculating the redeemed money themselves, but the fund company must deduct the handling fee when calculating the received money, and the handling fee sold has several charging grades, so it will also cause the money redeemed by the fund to be inconsistent with its own calculation.

After the fund is redeemed, the funds will not arrive immediately, mainly depending on what kind of fund is sold. For example, the arrival time of money funds is T+ 1, the arrival time of equity funds, bond funds, hybrid funds and index funds is T+3 to 4, and the arrival time of QDII funds invested overseas is T+4 to 8.