1. Open WeChat financial management: First, you need to open WeChat financial management. Open WeChat, click "I"-"Pay", then click "Licaitong", and follow the prompts to open Licaitong service.

2. Risk assessment: Before you start investing, you need to make a risk assessment to determine your risk tolerance. Click "My"-"Risk Assessment" and answer the questions according to the prompts. The system will generate a risk tolerance report for you.

3. Choose financial products: Choose the right financial products according to your risk tolerance. Wechat Wealth Management provides a variety of wealth management products, including money funds, bond funds, hybrid funds, index funds and stock funds. You can browse these products on the homepage of "Licaitong".

4. Purchase wealth management products: After selecting wealth management products, click the "Buy" button on the product details page, enter the purchase amount, and confirm the payment password to complete the purchase operation. Note that some wealth management products may have a minimum purchase amount limit.

5. Earn income by holding: After purchasing wealth management products, you need to hold them for a period of time, waiting for income distribution. The time and frequency of income distribution vary from product to product. Please refer to the product details page for details. Under normal circumstances, the income of the money fund is paid every day, the income of the bond fund and the hybrid fund is paid once a month, and the income of the index fund and the stock fund is paid less frequently.

6. Selling wealth management products: you can sell wealth management products when you reach the income target or need funds. Click the "Sell" button on the product details page, enter the selling share, and confirm the payment password to complete the selling operation. Note that some wealth management products may have a minimum holding period and cannot be sold before the expiration.

7. Revenue extraction: After the wealth management products are sold, the revenue can be extracted to WeChat change or bank card. Click My-Asset Profile, select the product to be withdrawn, click Withdraw, enter the withdrawal amount, and confirm the payment password to complete the withdrawal operation.

It should be noted that investment and financial management have certain risks, and benefits and risks coexist. In the investment process of wealth management, we should fully understand the risks of wealth management products and make investment decisions according to our own risk tolerance. At the same time, it is suggested to maintain a rational investment mentality and avoid blindly following the trend and speculation.