Has the foundation been going up?
First of all, we should know that the fund is a fluctuating financial product. Secondly, the degree of fluctuation will be different with different fund classifications. For example, the fluctuation of money funds will be smaller, while the fluctuation of stock funds will be slightly larger.
Generally speaking, the money fund has been in a rising state, and the possibility of falling is very small. The fluctuation of bond funds with pure debt is slightly larger than that of money funds, but far smaller than other fund types, which basically belongs to the state of rising all the time.
However, if it is a fund type with large fluctuations, such as stock funds, hybrid funds and index funds, it is basically impossible to keep rising, but there will be ups and downs, and its risks will be greater, but at the same time, its returns will be higher.
What about the fund that has been rising?
If it is a money fund or a pure debt bond fund, you can keep it, because the risk of such funds is particularly small, the fund fluctuations are relatively small, and there is basically no loss of principal.
If it is a volatile fund type, such as stock fund, hybrid fund and index fund, then we should pay attention to the possibility of falling behind. Investors should comprehensively consider whether they are optimistic about this fund, or what the future prospects of this fund are, and so on.