1. Make a budget: First, make a detailed budget and know your income and expenses. So you can know how much money you have for investment or storage every month.
2. savings: use part of your salary for savings. It is suggested to save at least 65,438+00% of the income every month to deal with emergencies or future investment opportunities. Savings can choose to deposit in a bank time deposit or other safe savings methods to obtain relatively high interest.
3. investment: invest another part of your salary. Investment can be stocks, funds, bonds or other securities, as well as real estate and gold. Before investing, we should fully investigate and understand, reduce investment risks and ensure good returns.
4. Pay off debts: If there are debts, it is recommended to give priority to paying off high-interest debts, such as credit card debts. This can reduce the cost of debt, reduce the pressure and improve the credit rating.
5. Control expenditure: control your own expenditure to ensure that it does not exceed your own income. You can use some financial tools to help you monitor your expenses, such as budgeting software or bill tracking applications.
6. Learn financial management knowledge: Finally, we should constantly learn financial management knowledge, understand new investment opportunities and financial management strategies, and constantly improve our financial management ability. You can learn through books, blogs, courses, etc.