Generally speaking, the insurance wealth management products of banks are similar.
Generally, it is sexual intercourse once, three years and five years. The insurance period is 5 years, 10 years, 15 years, 20 years.
The essence of insurance financing is compulsory savings.
He has something better than bank deposit, that is, if the dividend of this product is similar to that of the bank regularly, he will also give you a guarantee.
When you have no more financial options, insurance is also a very good financial channel. If you are interested, you can read the current financial books.
Just a personal suggestion. If you are really interested in insurance financing, you will eventually go to a special insurance company and ask their staff to design a product according to your needs. Design from your ability to pay, payment time and the safety of funds you need.
It is better to add some additional risks to the main insurance, which is more cost-effective and more secure.
I hope I can help you. Good luck.