The advantage of investing in QDII funds is that they can indirectly participate in stocks and indexes in overseas markets. Generally speaking, mainland investors need to open corresponding permissions to participate in overseas markets. Without opening, they can't trade, and buying QDII funds can achieve this operation in disguise.

The disadvantages of investing in QDII funds are: facing the risk of foreign exchange settlement, domestic and foreign financial risks, high management fees and poor liquidity of foreign exchange quotas.

Funds are funds raised by qualified domestic investors to invest in overseas markets, and the investment targets are stocks, indexes, Hong Kong stocks or US stocks in overseas markets.