I think the mainstream channels are: banks, corporate debt issuance and other non-bank financial institutions (such as securities companies), small loan companies, guarantee institutions, and private lending institutions (financing costs are high). In recent years, there are Internet financing channels: P2P platforms (such as renren loans, etc.), crowdfunding platforms (such as crowdfunding networks, etc.), and regional equity trading centers (such as Qianhai Equity Exchange) that have emerged in recent years.

for many different types of financing channels in the market, financing cost, efficiency and financial strength are mainly considered in choosing channels.

The financing cost is mainly related to the financing method. The risks of mortgage and credit loans are different, and the natural costs are all different. Generally speaking, the cost of mortgage loans is definitely lower, but many channels in the market will be mixed with hidden costs, such as withholding the loan deposit, requiring the purchase of wealth management products, etc. These hidden cost enterprises should consider when financing.

in addition, the financing efficiency of various channels is also different. In general, non-governmental organizations >; Internet platform > General institutions > Large financial institutions, after all, sometimes it is very important for enterprises to receive funds quickly. Finally, why do you say that financial strength is also very important for enterprise financing? Because the operation of enterprises is continuous, and financing is often staged. A well-funded financial institution allows enterprises to connect well when they need continuous capital demand, so as to avoid business damage due to untimely capital replenishment.

we can go to mingde to learn about the financing channels of enterprises. Beijing Mingde Tiansheng Investment Management Center (Limited Partnership) (hereinafter referred to as "Mingde Tiansheng") is a private equity fund with high-quality project enterprise investment as its core business. Professor Zhang Xiaoli, the executive partner, is a well-known venture capitalist in China, and is known as the leading figure in the listing planning of SMEs.

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