No, deducting reimbursement from the medical insurance fund means deducting it from the medical insurance pooling account, not from the insured's medical insurance card. The employee medical insurance paid every month, the bulk paid by the company is included in the medical insurance fund, and the small part paid by the individual is included in the personal medical insurance card. The reimbursement money is deducted from the overall account, and the self-funded money can be deducted from the personal account by swiping the medical insurance card.

1 Overall fund payment refers to the expenses reimbursed by medical insurance.

2. Personal medical account payment refers to the payment made through personal medical insurance account.

Self-payment refers to the money paid by individuals through cash, bank cards, WeChat, Alipay and other channels.

The balance of four accounts refers to how much money is left in the personal account of medical insurance.

Is there a limit for medical insurance fund payment?

There are limits. As for the annual quota, it depends on the regulations of the insured place. Basic medical insurance for employees In a medical year (natural year), the hospitalization expenses and outpatient expenses for chronic diseases (chronic diseases of Class A and Class B) paid by the overall fund cannot exceed the maximum payment limit.

Simply put, the money in the medical insurance fund is collective, and the money in the medical insurance card is the insured's own. Moreover, after retirement, if you meet the conditions for lifelong medical insurance, you can enjoy relevant protection without paying medical insurance premiums every month.