2,000 yuan can be used as microfinance.
1. Conservative financial management methods: government bonds, reverse repurchase of government bonds, money funds, bond funds and convertible bonds.
National debt is a bond issued on the basis of national credit, with basically zero risk and relatively stable income, starting from the lowest 100 yuan, but it is too popular and generally needs to be snapped up.
Monetary funds can generally be purchased at 0.0 1 yuan, and there is no subscription fee and redemption fee. The income is stable and the risk is small.
The essence of reverse repurchase of government bonds is short-term loans. Individuals lend their own funds through the national debt repurchase market and obtain fixed interest income. The threshold is 1 0,000 yuan.
Convertible bonds have the dual attributes of bonds and stocks. When issuing convertible bonds, investors can buy them. Generally, the winner is 1 1,000 yuan.
2. Steady financial management methods: index funds and bank financial products.
The threshold of bank wealth management products is not high, such as the open products of China Construction Bank, the open products of Zhonghui Daily and Chaochaobao of China Merchants Bank. The threshold is very low, 1 yuan can be bought and redeemed at any time, and the risk is relatively low.
Index funds take a specific index as the tracking object, and invest in stocks according to the distribution of relevant stock market indexes, so that their fund returns are close to the market index, and the returns are considerable, but the risks are relatively greater than bank financing, so the funds are more suitable for long-term investment.
3. Aggressive financial management methods: stock funds and stocks. These wealth management products are risky, but the corresponding benefits are also high.