In addition, read more books on financial management, such as: Five years after graduation determines your life's wealth, Qian Qian the dog, and Thirty years later, you will support yourself all your life. These books are beginners, and people with little financial experience can understand them.
What investment method does novice financial management choose? Novices do not recommend high-risk project investment in the initial stage of financial management, but generally recommend low-risk financial management, such as national debt, medium and low-risk financial institutions, money fund management, bond fund management and so on. These risks are very low, and the probability of making money by long-term investment is high, but the probability of losing money is still relatively small.
Among them, the risk of national debt will not be great, but it is particularly important to note that if it is a project investment national debt, the national debt also has an issue date, so it cannot be purchased before the issue date, and the national debt can only be purchased within the issue date, so it is necessary to know the issue date before choosing.
What should a novice pay attention to when opening an account? Frequently asked questions 1: How long does it take to open an account for stock trading?
Generally speaking, you can open an account during the trading hours of the stock market. However, it should be noted that some business departments are likely to rest on Sunday or afternoon. If it is offline to promote bank accounts, there will be variability. Therefore, when opening a stock account, it is best to contact the broker in advance to prevent a trip in vain. If you don't want to promote offline bank accounts, you can also download the brokerage APP to open online bank accounts. Just pay attention to the identity documents must be within the validity period, otherwise there is no way to approve them.
Frequently asked question 2: the strength of securities firms
Securities companies have a more authoritative scoring standard. The China Securities Regulatory Commission passed the Regulation on Classified Supervision of Securities Companies, which requires securities companies to be divided into five categories, namely A(AAA, AA, A), B(BBB, BB, B), C(CCC, CC, C), D and E, with the grade of 1 1, and generally A and B.
FAQ 3: Commission rate
The commission rate is not fixed. When choosing a securities company, we suggest making more comparisons and giving priority to the one with higher commission rate and cost performance. In addition, it should be noted that a person can only open three stock accounts at most, and each securities company can only set up one stock account, and most of them can open accounts in three securities company banks at the same time.