1, good liquidity: zero commission, redemption money T+2 received;

2. Lower risk: the credit rating of investment products is high, and the income is evenly distributed every day, which is less affected by market price fluctuations.

The investment scope of short-term debt funds is limited to bonds, central bank bills and other fixed-income varieties and bank deposits, and does not invest in stocks and convertible bonds. Short-term debt funds mainly invest in the inter-bank bond market, which has the advantages of both bond funds and money funds. This is a fund product with higher income than money market funds, steady growth in net value and considerable liquidity.

Extended data

According to whether fund units can be increased or redeemed, they can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

According to the difference of investment risk and income, it can be divided into growth fund, income fund and balanced fund.

Baidu Encyclopedia-Short-term Debt Fund