1. The personal account of medical insurance consists of the following items: the basic medical insurance premium paid by individual employees; The basic medical insurance premium paid by the employer who is included in the personal account according to the regulations (the part paid by the unit is included in the personal account in proportion); Interest on the amount stored in personal accounts; Other funds incorporated into personal accounts according to law. 2, the unit is not included in the personal account into the social pooling fund. Although not all of them are included in your personal account, generally speaking, the reimbursement for serious illness and hospitalization is paid by the social pooling fund for you. 3. Personal accounts pay the following medical expenses: outpatient and emergency medical expenses; The cost of purchasing drugs at designated retail pharmacies; Medical expenses below the Qifubiaozhun of the basic medical insurance pooling fund; Medical expenses that exceed the qifubiaozhun of the basic medical insurance pooling fund and should be borne by individuals in proportion. The insufficient part of personal account shall be paid by myself. 4. The basic medical insurance fund pays the following medical expenses: hospitalization expenses; Emergency rescue observation and income hospitalization, medical expenses within 7 days before hospitalization observation; Outpatient medical expenses of taking anti-rejection drugs after radiotherapy and chemotherapy, renal dialysis and renal transplantation for malignant tumors.