1. What taxes do I have to pay to buy a new house?
1, deed tax: 3-5% of the total purchase price, with different tax rates in different regions;
2. Stamp duty: 0.05% of the total house price;
3. Fund: housing maintenance fund, accounting for 2-3% of the total house price, and 2% in many areas;
4. Transaction costs: 0.5% of the total house price, and 0.25% for both parties (residential 3 yuan/m2, which can only be paid by the developer);
5. The cost of land use certificate varies from region to region, but it is all within 100 yuan;
6. If you want to buy a house with a loan, you need to pay an evaluation fee, accounting for 0.2-0.5% of the total house price; Insurance premium, total house price * loan term *0. 1%*50%. Notarization fee, loan amount * 0.03%; Mortgage registration fee: 100 yuan.
Second, matters needing attention in buying a new house
1. It depends on whether the developer has five certificates, including state-owned land use right certificate, construction land planning permit, construction project planning permit, construction project management certificate and commercial housing pre-sale permit. If the above documents are not complete, there are likely to be risks such as land nature, land use rights, illegal construction procedures, and early sales when the construction progress fails to meet the requirements.
2. See whether the house has passed the acceptance test and whether the developer can provide the residential quality guarantee and residential instruction manual when handing over the house. Let's see if every item in the filing form is filed with the competent department.
Legal basis: land use right certificate