This product is a "personal pension insurance management product" issued by the pension insurance company. Its nature is different from ordinary insurance products. Its main purpose is to manage funds related to "endowment insurance". You can think of it as a publicly issued fund product, because they use the same system in the background.

5.4650% is the annualized income of seven days, which is simply and rudely understood as the annual income estimated according to the average income of the past seven days. Of course, the income of this product is floating, that is, there will be a new seven-day annualized income every day.

The yield curve is so "weird" because it has just been launched, and it should be in the opening period. Theoretically, the rate of return in the open period fluctuates greatly. After the product scale reaches a certain level, the investment strategy is relatively stable for a period of time, and generally there will be no big fluctuations. The yield curve tends to be stable.

In a word, 360 days is good for China Life Anxin Camp. If you don't want to take high risks, you can buy this.