What do some funds mean by "buying and selling at any time" and "taking whatever you want"? Will the decrease of annualized rate of return affect the cost?

Buying and selling at any time means that the fund can buy at any time (technical term is subscription) and sell at any time (technical term is redemption).

Doing whatever you want means buying and selling at any time, that is, selling the fund and getting it back when you need money.

The annualized rate of return refers to the rate of return obtained by investing for one year. The reduction of annualized rate of return will certainly reduce the return on principal.

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