Fixed fund investment is a long-term investment and wealth management product, and most wealth management platforms have launched financial products with fixed fund investment. Do we know which ones? The following is the method of terminating the fixed investment of the fund compiled by Bian Xiao. How to cancel the fixed investment of the fund is for reference only, and I hope it will help everyone.
How to cancel the fixed investment of the fund
1 Alipay purchase
Open Alipay, click "My-Total Assets-Fund" to enter the fixed investment page of the fund, then click "Hold-My Fixed Investment" in the lower right corner to enter the list page of fixed investment plans, then click the fixed investment plan to be cancelled to enter the fixed investment details page, and then click "Manage" in the upper right corner to select "Suspend" (recoverable) or "Terminate" (unrecoverable) the fixed investment plan of the fund.
2 Bank purchase
Log in to the personal account of the purchasing bank's mobile banking or online banking, click "My" to find personal asset management, then select "My Fixed Investment" on the fund page, click "Fixed Investment Details" and select "Pause" or "Cancel" to cancel; You can also cancel the fixed investment of the fund directly at the counter of the bank's business outlets.
In addition, the fund will make a fixed investment for three months. If the deduction is unsuccessful, the fixed investment plan will be automatically terminated. I hope everyone will pay attention and hope that the answer will be helpful to everyone.
The way to terminate the fixed investment of the fund
Fund fixed investment is recognized by investors as a weapon for lazy financial management. Often called a fixed-term investment fund, it refers to investing a fixed amount in a designated open-end fund at a fixed time, similar to a bank's deposit and withdrawal. Among them, the biggest feature of the fund's fixed investment is to spread the investment cost on average and reduce the overall risk.
Under normal circumstances, the fixed investment of the fund will automatically increase the price on dips and decrease the price on rallies, so no matter how the market price changes, it can always get a relatively low average cost. However, although the fund's fixed investment is good, it still has certain risks. As for how to terminate the fixed investment of the fund, you can refer to the following methods:
First, don't invest a fixed amount in the fixed investment fund for three consecutive months, so the system will default to the customer to terminate the fixed investment business. It should be noted that terminating the business does not mean selling the fund. Only in the process of fund trading, there will be subscription and redemption fees. If there is no redemption, the fixed investment fund share will naturally fluctuate with the stock market.
Second, if you want to terminate the fixed investment of the fund immediately and don't want to wait for three months, you can go directly to the software of the fund you bought and choose to terminate the fixed investment of the fund directly. The specific operation is: enter "My Fixed Investment Plan", click on the products you have fixed investment, then enter "Fund Fixed Investment Plan Details Page", click "Manage Plan", and choose the termination option by yourself.
How to cancel the fixed investment of the fund
Fixed investment is a medium-and long-term investment and financial management method. Before the fund decides to invest, the fund manager will remind investors to avoid quitting halfway. Then, for various reasons, someone always wants to quit the fund. So, how to cancel the fixed investment of the fund?
First of all, before canceling, let's take a look at why we should cancel the fixed investment of the fund. There are different cancellation methods for different cancellation reasons.
Open the app of the purchased fund, log in to your account with a password, find the fund that you want to cancel the fixed investment, and click Manage Plan. There are three options on the page: modify, suspend and terminate. At this time, you just need to operate according to your own needs.
If you feel that you have no money for the time being and want to suspend the fixed investment, you can press the pause button. After selection, the original investment plan will be suspended and no deduction will be made on the next deduction date. If you want to make a fixed investment in the future, you can resume the original investment plan. The previously set fixed investment amount and fixed investment frequency will not change.
If you want to modify, you can press the Modify button to modify the amount and fixed investment frequency in the original plan.
If you want to terminate, you can press the terminate key. After selection, the original investment plan will be invalid. If you want to make a fixed investment next time, you can choose again.
In addition, this method of canceling the fixed investment is also related to the channel of purchasing the fixed investment of the fund at the beginning. If the fund company's APP did not have these options before, it is necessary to pay attention to self-service termination of fixed investment through the online trading system, but terminating the fixed investment agreement is not the same as redeeming the fund. After the fixed investment is cancelled, the original purchase share will continue to operate. If you want to collect money at the same time, you need to submit a separate fund redemption application.