The fund has dividends. After the fund meets the dividend conditions, it will pay dividends. Dividend conditions of the Fund: the current year's income of the Fund can only be distributed after making up the previous year's losses; After the distribution of fund income, the unit net value cannot be lower than the face value; If the fund investment has a net loss in the current period, it cannot be distributed, and the dividend is subject to the announcement of the fund company. Fund dividends will not give investors real income, dividends will generally be announced first, investors can pay attention to the relevant announcements of the fund.

Dividends come from the income of fund investment. Let's give an example to illustrate. Ji Min Xiao bought 65.438 billion yuan of partial stock funds, with a total fund size of 65.438 billion yuan. Through the fund manager's investment, after 1 year, the fund's return rate is 20%. At this time, the fund distributed 5% of them to Xiao Jia in cash.

Simply put, the fund helps the citizens make money, and then distributes part of the proceeds to investors in the form of cash. Funds can't pay dividends if they don't make money, so from another perspective, dividend-paying funds are at least "money-making" funds.

1. According to relevant regulations, fund dividends shall meet the following conditions:

1, the fund gains income after selling profitable stocks;

2. The income of the fund in the current year can only be distributed after making up for the losses in previous years;

3. After the distribution of fund income, the net value of each fund share cannot be lower than the face value;

4. If there is a net loss in the fund investment year, the fund income will not be distributed.

Then, after meeting the above conditions, the fund manager will decide whether the fund will pay dividends according to the market valuation judgment and investment strategy. For some specific dividend terms, investors can refer to the fund contract or prospectus.

Second, the benefits of fund dividends:

First, the basic people have a certain cash flow income. For example, Kobayashi bought a partial stock fund of 654.38 million. If the investment level of the fund manager is excellent, the dividend amount of the fund is relatively stable, and there is a certain dividend ratio every year. Then, the money can be used for daily expenses, without affecting the principal (654.38 million+residual income) to continue investing.

Second, it can make investors' fundraising experience better. Generally speaking, when the market is overvalued, there are fewer opportunities for high-quality investment in the market. At this time, the fund has also accumulated higher income, which can help investors settle down through dividends. Avoid taking the elevator when the market falls.