1. If you are fully responsible, you need to issue a traffic accident liability certificate through the traffic police, record the case information with the insurance company’s customer service, and then go to the damage assessment center to repair the car after the damage is determined; 2. If you are not responsible, you must also

Record the case information with the customer service of the insurance company, because there is a provision in the compulsory traffic insurance that the non-responsible party needs to pay a certain amount of repair costs to the responsible party; 3. After both parties repair the car, exchange the driving license, driver's license, repair invoice and repair fee

A copy of the list will be sent to the respective company to collect the compensation.

4. One-time compensation is provided in accordance with the law. Article 16 of the Tort Liability Law: If someone infringes upon another person and causes personal injury, he shall be compensated for reasonable expenses such as medical expenses, nursing expenses, transportation expenses, etc. for treatment and rehabilitation, as well as the loss due to missed work.

income.

Disabled living aids and disability compensation should also be compensated.

If death is caused, funeral expenses and death compensation should also be compensated.

Expanded information Motor vehicle insurance generally includes compulsory traffic insurance and commercial insurance. Commercial insurance includes basic insurance and additional insurance.

Basic insurance is divided into vehicle loss insurance and third-party liability insurance, total vehicle theft and rescue insurance (theft and rescue insurance), vehicle personnel liability insurance (driver liability insurance and passenger liability insurance), and additional insurance including individual glass breakage insurance, scratch insurance,

Spontaneous combustion loss insurance, water-driving insurance, no-fault liability insurance, vehicle cargo fall liability insurance, vehicle suspension loss insurance, new equipment loss insurance, special contract insurance without deductibles, etc.

Individual glass breakage insurance, spontaneous combustion loss insurance, and newly added equipment loss insurance are additional insurances to the vehicle body loss insurance. You must first insure the vehicle loss insurance before you can purchase these additional insurances.

Vehicle liability insurance, no-fault liability insurance, vehicle cargo fall liability insurance, etc. are additional insurances of third-party liability insurance. You must first insure third-party liability insurance before you can purchase these additional insurances; each insurance category is not included

Deductibles can be insured independently.

The "Regulations on Compulsory Motor Vehicle Traffic Accident Liability Insurance" stipulates: Compulsory traffic insurance is provided by the insurance company to cover the personal casualties and property losses of the victim (excluding the vehicle occupants and the insured) caused by the road traffic accident of the insured motor vehicle, within the limit of liability.

Compulsory liability insurance that provides compensation.

Compulsory traffic insurance can be surrendered under the following six circumstances: 1. The insured motor vehicle has been deregistered in accordance with the law; 2. The insured motor vehicle has been suspended; 3. The insured motor vehicle has been confirmed lost by the public security organ; 4. The insured motor vehicle has been deregistered in accordance with the law;

A person repeatedly applies for compulsory traffic insurance; 5. The insured motor vehicle is resold, transferred, or given away to a place other than the place where the vehicle is registered; 6. The new vehicle is withdrawn by the seller due to quality problems or the traffic control department refuses to sell it because the relevant technical parameters do not comply with national regulations.

households.