Alipay bond fund is safe. Alipay is a platform for selling bond funds on a commission basis, just like WeChat and banks. Users can't guarantee income when they buy wealth management products in banks. Alipay is a three-party trading platform, and the handling fee for purchasing funds by default is relatively high. It is recommended to choose a brokerage office to operate more favorably. After applying for opening an account through the online account manager, the account manager will apply for a low-rate account and provide one-on-one exclusive guidance later.