No matter what wealth management products or funds your company buys from the bank, you don't have to pay taxes. You only need to record your profits at the time of settlement to pay taxes. Specific accounting treatment is as follows:

When purchasing wealth management products or funds

Borrow: short-term investment (long-term investment) -XX fund XXXX

Credit: XXXX bank deposit

When settling wealth management products or funds

-Profit: the balance after deducting the principal.

Debit: XXXX bank deposit

Loan: non-operating income -XX fund income XXXX

-Loss: the difference between the account balance and the principal.

Debit: non-operating expenses -XX fund loss XXXX

Credit: XXXX bank deposit

By the end of the month, the company's accounting treatment is the same as daily, that is, all income (including fund income) must be declared and taxed in the form of a declaration form.