When receiving, the calculation is based on the average social salary in the year of retirement. For example, when receiving in 2019, the social average salary in 2018 will be used, and when receiving in 2020, the social average salary in 2019 will be used. The year here is not necessarily a natural year.

, according to the social security year, for example, July 1, 2018 to June 30, 2019 is a social security year. Extended reading: How to buy insurance, which one is better, and teach you step by step to avoid these "pits" of insurance