According to the state regulations, after paying the provident fund, if the relevant conditions are met, the housing provident fund in the account can be withdrawn. Under normal circumstances, the housing provident fund is not allowed to be fully withdrawn, and it can only be fully withdrawn under special circumstances such as resignation, transfer and retirement. According to the "Regulations on the Management of Housing Provident Fund", employees can withdraw the storage balance in their housing provident fund accounts under any of the following circumstances: first, purchase, build, renovate or overhaul their own houses; The second is to repay the loan principal and interest for the purchase and construction of self-occupied housing; Lease owner-occupied housing for the third time, and the rent exceeds a certain proportion of family wage income; Fourth, retire; Fifth, go abroad to settle down; The sixth employee is dead or declared dead; Seventh enjoy the city minimum living guarantee; Eighth completely or partially lose the ability to work, and terminate the labor relationship with the unit; You can only withdraw provident fund once a year. Workers who withdraw housing provident fund for the purchase, construction, renovation and overhaul of self-occupied housing shall withdraw housing provident fund within 1 year after the signing of the purchase contract and agreement. Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund is under any of the following circumstances: (1) purchasing, building, renovating or overhauling self-occupied housing; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.