When switching funds in the market, investors can choose to switch when the transferred funds rise, or they can choose to switch when the transferred funds fall. However, for investors, the best choice is to switch when the transfer-in fund falls or the transfer-out fund rises. In the actual financial market, fund conversion refers to the behavior of investors to convert one open-end fund they own into another open-end fund managed by the company, with the main purpose of enabling investors to maintain stable income or gain more fund shares after the conversion.

Conditions for fund conversion

1. Fund requirements: If investors want to apply for fund conversion, the converted funds need to be managed and sold by the same fund company, and the two converted open-end funds must belong to the same registrant;

2. Mode requirements: If investors want to apply for fund conversion, they need to meet the requirements of charging mode. Funds with front-end charging mode can only be converted into open-end funds with the same charging mode. If the back-end charging model is used, they can be converted into either of the two charging models that meet the requirements of the fund.