Hello, I'm glad to answer your questions about changan garden Community.

The conditions for purchasing a house in changan garden with a provident fund loan include: 1. The borrower must have an account in the city where changan garden is located; 2, the usual income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied housing in changan garden, and there is a required proportion of self-raised funds; 4. Assets specified in the Guarantee Law are mortgaged or pledged for the purchase of changan garden loans; 5. Agree to handle home purchase guarantee or collateral property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

changan garden new house transaction tax includes deed tax, maintenance fund and property management fee. Deed tax in changan garden: The deed tax to be paid for buying a new house is 3-5% of the total purchase price (different provinces, municipalities and autonomous regions have different tax rates), and ordinary commercial houses are halved, that is, 1.5-2.5%. Changan garden Maintenance Fund: charged by multiplying the construction area by a certain amount. Changan garden property management fee: paid after the house is delivered, and the specific grade rate shall be implemented according to the regulations of local price departments.

the above contents are for reference only, and I hope they can help you. Thank you for your support to Shangban. I wish you a happy purchase!