Shanghai Provident Fund Management Center Business Network _ Shanghai Housing Provident Fund Account Inquiry

I believe many people who have never been to Shanghai will be curious about the prosperity of Shanghai. Indeed, this international metropolis has attracted a large influx of revolutionaries, businessmen, emigrants, etc. from all over the country and the world since the day of freedom and opening up, and has injected a batch of new blood into Shanghai. Friends who are about to buy a house in Shanghai may be interested in the information about Shanghai housing provident fund. The following small series will introduce some information about the business outlets of Shanghai provident fund management center.

Business outlets of Shanghai Provident Fund Management Center:

1. Hongkou District Management Department:

Address: Floor 2, No.156 Ruihong Road (near over the rainbow Road)

Transportation: No.47? 134 road? 597 road? 751 road? 875 road? 528 road? Linping Road Station of Metro Line 4

Tel: 63244

2. Yangpu District Management Department:

Address: Room 66, Weibaixin Building, No.1688 Kongjiang Road (at the intersection of Kongjiang Road, Shuangliao Road)

Transportation: 843 Road? 22 road? 863 road? 843 road? No.6? Number 14? 22 road? 13 road? 871 road? 13 section road? Lower class at Jiangpu Road Station of Metro Line 8

Tel: 558145

3. Minhang District Management Department:

Address: Ground Floor, No.33 Shuiqing Road (opposite to Minhang Branch of Shanghai Talent Development Center)

Transportation: No.7? 759 road? 763 road? 756 road? Songxin line? 173 road? Minhang 1 road? Road 74B? 753 road? Xinhua line? Lower level of Xinzhuang Station of Metro Line 1

Tel: 648859

4. Changning District Management Department:

Address: 4th floor, No.6 Jianhe Road (near the intersection of Xianxia West)

Transportation: No.54? 91 road? 196 road? 739 road? 87 road? 88? 836 road? 1217 Road, etc.

Tel: 62733566

5. Xiabei District Management Department:

Address: Juyuan Building (Huiwen Road intersection), Room 27, No.1 Qiujiang Road

Transportation: 962 Road? 78? 929 road? Road 69? Lower class of Baoshan Road Station of Metro Lines 3 and 4

Tel: 63251146

Inquiry method of Shanghai housing provident fund account:

Online inquiry:

1. Open the page and enter the user name, password and verification code for inquiry.

2. Non-members need to register at the bottom of the open page and fill in their user name, password and mobile phone number. After registration, you must become a member of the website to inquire.

mobile phone query:

method 1: download the mobile phone client of Shanghai housing provident fund network (which can scan the QR code)

tips1: to use the mobile phone client of Shanghai housing provident fund network, you must register with the user, and then you can log in and query the service. The current registration methods are:

(1) User registration through www.shgjj.com;

(2) User registration through the mobile phone client of Shanghai Housing Provident Fund Network.

tips2: The service provided by Shanghai Housing Provident Fund Network is completely free, but it will generate corresponding traffic.

Method 2: SMS

Before you log in for the first time, you will fill in your mobile phone number (service fee is 2 yuan/month), and you can turn on the SMS inquiry function after you become a member of the website.

On-site inquiry:

Address of Shanghai Provident Fund Management Center: 4th Floor, No.725 Fuzhou Road, Huangpu District, Shanghai

Tel: (21)6384388

Service Hotline of Shanghai Provident Fund Management Center: 12329

Shanghai housing provident fund loan:

1. Loan conditions:

(1) Having a permanent residence in this city;

(2) The time for continuous deposit of housing provident fund before application is not less than six months, and the accumulated time for deposit of housing provident fund is not less than two years;

(3) The purchased house meets the architectural design standards stipulated by the Municipal Provident Fund Center;

(4)? The amount of the down payment of the house purchase shall not be less than the specified proportion;

(5) It has relatively stable economic income and the ability to repay loans;

(6) There are no outstanding debts with a large amount that may affect the loan repayment ability.

item (3) of the preceding paragraph? Architectural design standards in item (4)? The specified proportion in item (1) shall be drawn up by the Municipal Provident Fund Center, implemented after being approved by the Shanghai Housing Commission, and announced to the public.

2. Loan interest rate:

(1) The personal loan interest rate of housing provident fund for less than five years (including five years) was adjusted from the current 4.32% to 4.5%, and for more than five years, it was adjusted from the current 4.86% to 4.59%, down by .27 percentage points respectively.

(2) loans issued after October 27th, 28 (including October 27th) shall be subject to the provisions notified by the Ministry of Housing and Urban-Rural Development and the People's Bank of China. Unpaid loans issued before October 27, 28 shall be implemented according to the provisions of the above notice from January 1, 29.

3. Calculation formula:

(1) Calculation method of loan amount

The specific amount of each provident fund loan shall be calculated according to the borrower's application amount and the limit standard stipulated in Article 9. If the application amount does not exceed all limits, the application amount shall be taken as the loan amount; If the application amount exceeds any limit, the lowest limit shall be taken as the loan amount.

(2) Calculation method of monthly repayment amount

Provident fund loans within one year shall repay the principal and interest in one lump sum at maturity; Provident fund loans with a term of more than one year shall repay the loan principal and interest on a monthly basis.

the borrower who repays the loan principal and interest on a monthly basis can choose to calculate the monthly repayment amount according to the monthly matching principal and interest repayment method, the monthly repayment method in average capital or other methods recognized by the municipal provident fund center.

official website, Shanghai Provident Fund Management Center: /