The simple understanding of the fixed investment of the fund is that the user chooses a fixed time to continue investing in a fund, regardless of the net value of the fund. For example, on the 20th of each month, buy a fund at a fixed price of 1000 yuan. If you buy a fund for a long time, the holding cost of this fund will continue to decrease. After the net value of the follow-up fund rises, you can sell it for profit, but you need to hold it for a long time.

When choosing the fixed investment of the fund, we should choose the one with great growth potential and large fluctuations in the net value of the fund. Only when the net value of the fund fluctuates greatly can the invested fund continuously reduce the holding cost, but it is not obvious to reduce the cost in the later period of fixed investment. In fact, the fixed investment fund does not need a fixed time. Users can decide according to the specific trend of the fund, buy more when the net worth is low and buy less when the net worth is high. 、

Usually, when choosing a fund for fixed investment, we should have a comprehensive understanding of it, such as the establishment time of the fund, the fund manager, the fund custodian and the recent trend of the fund's net value. It should be noted that the fixed investment of the fund needs to last for a long time, generally taking 3 to 5 years, and it is impossible to make a profit in the short term.

Users can set the rate of return when the fund is fixed. When the fixed investment fund reaches the rate of return, it can be sold for profit. But when it is on the rise, it is necessary to judge whether it will continue to rise in the future. If it continues to rise, you can continue to hold it at this time and sell it for profit when the fund no longer rises.