Redemption should be the same before and after dividends! For example, you used 1 10,000 yuan to buy 1 10,000 funds and rose to 2 yuan. At this time, if you redeem them, you will get a market value of 20,000 yuan. Now, suppose you pay a dividend of 1 yuan, and the net value of your fund will be 1 yuan on that day, then you will get 10000, plus your original10000 shares. After dividends, your fund share is 20,000 yuan. However, if dividends are reinvested in dividends, the benefits of compound interest will definitely be the biggest!