Fixed investment of a fund is an investment method of buying a certain fund in a specific period. It has a core element: the amount, the amount of a single purchase, which can be determined according to the actual income level; Regular term, also called deduction date, usually refers to a certain day of each month. Some people choose the beginning of the month, some people choose the middle of the month and some people choose the end of the month. Which day should they choose?
It seems that the fixed investment of the fund is a permanent investment, and the deduction date is generally chosen in the last two days of the fixed income source date of each month, and the deduction date of different types of jobs is also different.
1, white collar, blue collar, civil servant
White-collar workers, blue-collar workers, civil servants and other groups have relatively stable jobs and stable incomes. The fixed investment deduction date can be set as 2 days after the salary is paid. For example, if the company pays wages on 10 every month, then the fixed investment deduction date can be set on 12 every month.
2. The financial manager who mainly collects rent.
Because there are many houses for rent, the monthly rent is not fixed, and it can be set in the last two days after the expected maximum monthly rent is charged.
3. Business owners
This group has many sources of income and fast capital flow. The deduction date of the fund's fixed investment can be set at 3-5 days after the monthly settlement date. At this time, funds are abundant.
Therefore, how to set the specific deduction date is still determined according to the income arrival date. Tips: Financial management is risky, and investment needs to be cautious.