Haifutong's yield is 93.49, ranking 1.
Bosera's yield is 92.43, ranking second.
E Fund's yield is 90.07, ranking third.
Changxin's yield is 89.75, ranking fourth.
The profit rate in the west is 80.22, ranking fifth.
Qianhai's open source yield is 73.78, ranking sixth.
SDIC UBS's yield is 73.67, ranking seventh.
Xing Zheng's global return rate is 72.79, ranking 8th.
Hua Fu's yield is 7 1. 15, ranking 9th.
CITIC Prudential has a yield of 67.73, ranking 10.
1. What is fixed income+fund?
1, as the name implies, is fixed income plus other parts, and the+part is a double-edged sword, which is both an increased income and an increased risk. In practice, it can be a bond fund or a hybrid fund! Treasury bonds, medium and high-grade corporate bonds, financial bonds, etc. Usually as the basic part of fixed income, and in the+part,+income is usually realized by hedging convertible bonds, new shares, stocks and stock index futures.
2. You can understand that the term "fixed income", that is, fixed income, refers to the bond assets that the fund is sure to invest with little risk. However, although the income of this fund is stable, the rate of return is not high. According to the current market level, it is about 3~4%, which is lower than the 5-year deposit interest rate. "Fixed income+"fund is equivalent to the improvement and upgrading of fixed income fund. A "+"indicates an increase in income. For example, 70% of the fund assets are invested in bonds to obtain fixed income, and the remaining 30% are invested in equity assets such as stocks and convertible bonds to obtain high-risk income.
Second, the characteristics of fixed income+fund:
1, long-term (more than 5 years) average annualized income of 6%-8%!
2. Every complete annual income is positive!
3, the fluctuation is small, and the maximum withdrawal does not exceed 5%!
Third, the operation skills
1, see the market outlook before operation.
The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a period of time to maximize the benefits. If it is a bear market, redeem it in advance and put it in the bag.
2. Switch to other products
Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also an idea of redemption.
3. Regular fixed redemption
Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Fixed-term redemption is a redemption method of fixed-term investment.