How much is the fund yield suitable for selling?
1 target take profit method
A simple understanding is to set a profit target for yourself. For example, investors will invest in the Shanghai and Shenzhen 300 index funds, with a set rate of return of 10%. This method is easy to operate, so you don't have to worry about when to sell it. You can sell it as long as you reach the set goal.
2 Maximum withdrawal method
Simply put, set a target rate of return of 20% and a maximum withdrawal threshold of 5%. If the market is good, it will rise to 20%, which is equivalent to awakening the button of the maximum withdrawal method. As long as the fund rises by more than 20%, or falls by more than 5%, the fund will be redeemed. In this way, investors can enjoy higher returns, but they need to hold fund products for a longer time.
3 valuation adopts profit method.
For example, index funds have valuation reference, and investors can buy more when the valuation is low and buy less or sell less when the valuation is high. This way, investors can enjoy the benefits of the bull market and the benefits brought by the investment products themselves, such as dividends or net value growth. But at the same time, there are certain requirements for the types of funds held by investors.
Generally speaking, there are two kinds of funds suitable for valuation and profit-taking method. The first is excellent broad-based index funds, such as CSI 300, and the second is excellent industry index funds, such as medicine and consumption.