Investors buy more subscriptions and then buy more subscriptions during the fund issuance period. So, which is better, fund subscription or subscription? How to choose? So Bian Xiao is here today to sort out which is better, fund subscription or subscription. Let's take a look at which is better, fund subscription or subscription!

Which is more cost-effective, fund subscription or subscription?

Fund subscription is more cost-effective, because the price is lower when the fund is subscribed. Except for the monetary fund (the face value is always 1 yuan), the subscription/redemption of other funds are conducted according to the principle of unknown price, and the subscription rate of funds during the subscription period is relatively more favorable than that during the subscription period.

Fund subscription refers to the process of investors buying fund shares during the period of raising open-end funds and before the establishment of funds. Fund subscription refers to the behavior that investors open fund accounts in fund management companies or selected fund consignment agencies and apply for purchasing fund shares in accordance with the prescribed procedures.

Funds purchased during the subscription period can generally be redeemed after the closed period, and the purchased funds should be redeemed on the second trading day after the successful subscription. Furthermore, fund subscription is to buy a new fund. Because the fund has no historical performance for investors to refer to, the risk is relatively high.

The difference between fund subscription and subscription:

During the subscription period of 1, the fund is generally subscribed at the face value of 1 yuan, while during the subscription period, it is subscribed at the unknown net value of the fund on the subscription day.

The interest generated during the subscription period is subject to the records of the registration center, and automatically converted into the investor's fund share when the fund is established, that is, the interest income increases the investor's subscription share.

3 The subscription code of some on-site funds is different from the fund listing code.

4 The fund subscribed by investors during the subscription period generates interest (the interest generated during the subscription period is subject to the records of the registration center), which is automatically converted into the investor's fund share when the fund is established, that is, the interest income increases the investor's subscription share. After the establishment of the fund, the purchased fund becomes an investment, and the risk is borne by the investor, so the interest cannot be calculated.

Which is better, fund subscription or subscription?

Which is better, fund subscription or subscription, requires investors to consider the following factors:

1, cost

During the fund subscription period, in order to raise funds as soon as possible, listed companies will discount the subscription rate, resulting in the subscription rate being generally lower than the fund subscription rate.

2. Flexibility

After the fund is subscribed, there is a certain period of closure. During the closed period, investors can't purchase and redeem, but can only redeem or purchase the Fund after the closed period. Its flexibility is relatively poor.

3. Risk

The new fund has no historical performance and rate of return as a reference, and investors can't make a valuation based on the past value. This is risky, and high returns and high risks may coexist, especially in the closed period. Because of the changes in market conditions or the deterioration of fund investment targets, investors will suffer huge losses.

So in terms of cost alone, fund subscription is better than subscription, but in terms of flexibility and risk, fund subscription is better than fund subscription.

Regardless of whether investors subscribe or not, the following factors should be comprehensively considered when purchasing funds:

1, historical performance of fund managers

The historical performance of fund managers reflects the investment level of fund managers to a certain extent and affects the trend of fund net value. Investors try to choose funds with good historical performance to invest.

2. Fund investment objectives.

The trend of fund investment target will also affect the trend of fund net value and investors' expectation of future income. Investors should choose those funds whose fund targets are on the rise and have great development potential and prospects.

Which funds are suitable for long-term holding:

1, broad-based index fund. Index funds are passive funds. They choose specific indicators as targets. Because index funds do not need fund managers to take the initiative to choose stocks, they also avoid some risks. For example, index funds related to SSE 50 and CSI 300 can be at least doubled if they are held for more than ten years.

2. Funds with weak industry cycle and no upper limit. For example, consumer funds. As the saying goes, "Food is the most important thing for the people", consumption is an industry that is just needed. Even if the market is bad occasionally, it can recover quickly. For example: drinks, food, etc. Related recommended funds are: E Fund's consumer industry stocks, Huitianfu consumption and other consumer funds are more suitable for long-term investment.

3. Industrial funds in line with national policies. For example, the artificial intelligence sector fund. Although this technology is not particularly mature at present, due to the strong support of the state, this kind of investment fund is becoming more and more popular and the income is getting higher and higher. Related recommendation funds include: South High-end Equipment and Changsheng High-end Equipment.