1. "Personal firm foreign exchange trading" refers to the transactions between foreign currencies (or foreign currencies) that can be freely exchanged and allowed to be handled in Bank of China through counter service personnel or other electronic financial services.

2. "Settlement and sale of foreign exchange" refers to the exchange transaction between RMB and foreign currency.

"Personal spot settlement business" refers to the business of buying your foreign currency and paying the corresponding RMB according to the spot quotation provided by the bank.

"Personal spot sale of foreign exchange" refers to the business of selling foreign currency to you according to the real-time quotation provided by the bank and collecting the corresponding RMB.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GO APP to handle related business.