As for the provident fund, I believe everyone knows that it has a lower loan interest rate, and the provident fund has the characteristics of convenience and high loan amount, so it has been loved by many people. How to handle the housing provident fund has become the focus of many people's attention. The following small series will talk about how to handle the unit housing provident fund and what materials need to be prepared for handling it.
how to handle the housing accumulation fund
how to handle the housing accumulation fund for the newly opened unit? First of all, the unit should go to the management department to get the corresponding form and fill it out completely. There are relevant regulations on the proportion of payment. Then fill in the information in the Change List, affix the official seal, and go through the account opening formalities after examination. Normally, the unit needs to deposit the money in the special account before the 15th of each month. The following is a detailed explanation:
1. The new account opening unit needs to go to the management department to receive the Registration Form for Housing Provident Fund Application, the Inventory of Changes (Supplementary Payment) of Housing Provident Fund Remittance and the Collection Agreement Entrusted by Housing Provident Fund, and fill in the information.
2. In the supplementary column of the Change List, the company needs to carefully fill in the amount that should be paid from the month of the housing provident fund system to the month when the account was opened. After affixing the official seal of the company, it will wait for the audit to go through the account opening procedures.
3. Then deposit the sum of the supplementary amount and the monthly payable amount in the designated bank account, and then print out the Checklist of Housing Provident Fund Base, so as to establish personal subsidiary ledger and unit account.
4. Generally speaking, the fund will be deposited into the special account before 15th of each month. If it is transferred in or out, please indicate the transfer-in or transfer-out unit in the summary column and deposit the changed monthly payment into the special account.
What materials do you need to prepare for the provident fund
The depositor of the provident fund needs to bring the originals and copies of the following materials to the bank to apply for opening an individual housing provident fund account
1. Identity card;
2. Proof of payment of endowment insurance or income tax payment in the previous year;
3. Employment registration certificate;
4. Personal savings account passbook or bank card of the bank.
5. A copy of the approval document or business license for the establishment of the unit;
6. Original organization code certificate issued by the national quality and technical supervision department;
7. Bank basic account Account Opening Permit issued by the People's Bank of China;
8. ID card of the agent;
Editor's summary: The above is the relevant information on how to handle the unit housing provident fund. I hope it will help you. It is the first choice for many people to borrow from the provident fund, and if the provident fund is not used to buy a house, it can be withdrawn in the future.