The medical insurance pooling fund refers to the medical insurance premiums paid by all employers for employees in an overall planning area, deducting the remaining part of personal accounts. Co-ordination fund payment is to use the funds in the co-ordination account to pay the related medical expenses of the insured, which means using your medical insurance card to swipe your card at the pharmacy or clinic. Personal contributions cannot be reimbursed.

The overall fund is mainly used to pay for outpatient and inpatient medical expenses for special diseases in medical insurance coverage. Can't pay for self-funded and self-funded items, and can't pay for medical expenses caused by illegal crimes, alcoholism, suicide, self-mutilation, work injury, maternity, traffic accidents, medical accidents and other liability accidents.

Component use

The source of expenses, the total payment of all insured units in the overall planning area is deducted from the rest after being credited to personal accounts, financial subsidies, social donations, bank interest, late fees, etc.

According to the rules of use, the medical insurance pooling fund belongs to all insured persons, which is stored in special accounts and earmarked for special purposes, and no unit or individual may misappropriate it. The overall fund is mainly used for medical expenses such as hospitalization of insured persons, emergency rescue in non-designated hospitals, referral from different places (hospitals), resettlement in different places, and special disease clinics.

Refer to the above? Baidu encyclopedia-medical insurance co-ordination fund