In fact, how long to invest is inconclusive, because everyone's capital and risk preferences are different, so the final investment time is different. For example, some people have invested for a period of time, but they are in urgent need of money, so they interrupt the pace of investment and even sell. These are all situations that will be encountered. Although there is no accurate fixed investment time, I can give you some suggestions from the following aspects for your reference.

Target take profit method. For example, I am going to make a fixed investment in a fund, with a fixed investment of 1 000 yuan per month, and the set profit target is 20%. As long as my holding income reaches 20%, I will sell it, but the fund will not stop investing. If it doesn't reach 20%, I'll keep it. Of course, if the goal is to take profit, it should not be set too low. If it is too low, the target requirements will be achieved without making a fixed investment. Not too high, say 50%. If it is too high, it will be difficult to achieve. Maybe higher income will be achieved in the middle, but it will not be profitable. In this way, the income will be recovered and the opportunity will be missed in vain.

Valuation profit-taking method Valuation profit-taking method is relatively reliable and steady. General valuation indicators include PE (price-earnings ratio), P/B ratio (PB), PE(PB) percentile, ROE (return on net assets) and so on. However, you should note that different industries have different valuation indicators, such as pension industry, real estate and other rights are more suitable for PE valuation, and PB indicator is suitable for cyclical industries or industries with unstable profits. However, the general fund platform will have a valuation list. And you can't calculate this thing yourself, you can check it by valuation. When underestimating and overestimating, you can insist on fixed investment and take profit decisively, so you can earn a lot if you persist. For example, the Shanghai and Shenzhen 300 Index is valued as follows

PE valuation is as follows

Do whatever you want. Hahaha, this is my own creative method. Let's talk about my mood and experience first. Invest completely according to your own mood. But I can give you some return rates of fixed investment in different periods for reference, so that you can be inspired and play better!

Did you find anything at this time? Smart, you can definitely find out if it has something to do with time. We also know the basic knowledge of fixed investment, and the next step is practical training. We can start from an early age and stick to it with everyone.

Disclaimer: The opinions in this article and any article in this number are for exchange and discussion only, and do not constitute any investment advice. The author of this issue is not responsible for updating the views of previous articles, and everything is subject to the latest articles.