I bought a closed-end fund in the bank for a year and lost money. The bank's wealth management products are still not guaranteed. So if it is a loss, it must be admitted. Banks do not guarantee capital preservation unless it is a capital preservation wealth management product.

Therefore, the purchase of wealth management products needs to be carefully considered before purchase, and whether to choose a wealth management product that suits you should be confirmed clearly. Otherwise, once you lose money, you have to bear the risk yourself. There are many kinds of bank wealth management products, and the risk is extremely low. This kind of wealth management products are generally basically guaranteed, and the income is stable. There are stock funds and hybrid funds with high risk levels. Comparatively speaking, equity funds are more risky. High returns and high risks. So choose the financial products that suit you according to your own preferences.

Under normal circumstances, if a closed-end fund loses money, it should try to hold it. Because sometimes after a period of time, he will turn losses into profits. After all, fund managers can't 100% make mistakes. The big market is improving, and it should turn losses.

The above contents are for reference only. Thank you!