It is suggested to consider some prudent financial management methods: money fund, fixed investment fund, short-term bank and wealth management products. Now all major banks have launched wealth management products, but generally speaking, the investment income is not very high and the storage period is long, but bank wealth management is generally risk-free.

It may also depend on the risk level of wealth management products. There is no kind of financial management that does not prompt risks, just depending on what purpose the financial products you make are used for.

Buy wealth management products and sign the risk test. See if you are suitable for buying suitable financial products.

If the annualized interest rate of wealth management products exceeds 5%, the funds are at risk of breaking. However, if the annualized income of bank wealth management products does not exceed 8%, there will be no income with little loss. When buying a wealth management product, you must know its investment direction.