Rural endowment insurance is a kind of welfare insurance. Although the situation of rural pension is not as good as that of cities, the problem of rural pension has at least been greatly improved. 1. Where is the rural endowment insurance handed over to the village committee where the household registration is located? 1. Handling materials: (1) Original and photocopy of ID card; (2) The original and photocopy of the household registration book; (3) Two small two-inch or one-inch photos (generally one-inch photos vary from place to place); (4) rural social endowment insurance registration form. 2. Processing steps: (1) Bring the above materials to the village committee where the household registration is located to apply for the new rural endowment insurance; (2) Fill in the registration form of new rural social endowment insurance and choose the premium level; (3) The insured pays the premium regularly every year and deposits it in the "New Rural Insurance Co-branded Card (Discount)", which is withheld and remitted by the credit cooperatives; (4) After receiving the notice, the insured person should also bring the above materials to the village committee where the household registration is located to apply. Second, how to query the rural endowment insurance 1. First log in to the rural endowment insurance management system, and find the query statistics in the menu. 2. Select individual payment information query. This query can be vague or accurate. You can select one or more of the four check boxes of payment company code, insurance number, ID number and name (with a check mark on the left), then select the customer type and press the "Query" button to query. If no selection is made, all personal payment information will be displayed. 3. After selecting the payer code, you must select a payer code. If only the Payer Code check box is selected, press Query to display the payment information of all individual payors of this payer. 4. When selecting ID number, you can also enter a number less than 15 or 18 for fuzzy query. 5. When selecting a name, you can also enter the first 1 or 2 words of the name for fuzzy query. 6. When selecting Insurance Number, you can enter a number less than 10 for fuzzy query. If the insurance number entered exceeds 10, only the insurance number will be accurately found, and the ID card and name conditions will be invalid. 7. Press the Print button to print the customer's payment record card. Three. Calculation method of rural endowment insurance The calculation formula of rural endowment insurance is: monthly pension benefits = basic pension+total personal account/139. Among them, the level of basic pension depends on the average individual contribution index, and the average individual contribution index in the calculation method of rural old-age insurance is special and easily confused by many people. In fact, the average individual contribution index refers to the historical average of the ratio of the actual contribution base to the average social wage. When understanding the calculation and distribution method of rural endowment insurance, we should be clear about one concept, that is, personal account pension, because the state establishes personal account of endowment insurance for each new rural insurance participant. Personal account pension consists of individual contributions, collective subsidies, subsidies from other economic organizations, social welfare organizations and individuals to the insured, and subsidies from local governments to the insured. At the same time, the current personal account deposit amount is calculated with reference to the one-year RMB deposit interest rate of financial institutions announced by the People's Bank of China. Because the personal account pension of each age group is different, for example, the calculation method of receiving pension at the age of 60 is: monthly pension = 0.003 1526 * savings (attached: new employee pension insurance policy). I hope the above contents are helpful.

Legal objectivity:

At present, there are two main ways to pay social endowment insurance: one is the basic endowment insurance with a work unit, which follows the national basic endowment insurance system. Divided into individual payment part and unit payment part, paid monthly. The part paid by the individual shall be paid by the unit first, and withheld from the employee's salary payment, and the part paid by the unit shall be paid by the unit every month. The payment standard refers to the social security management regulations of various provinces and cities. For example, in Shenzhen, the payment standard of social endowment insurance is that 8% of an individual's monthly wage income is transferred to the individual account of endowment insurance, and 10% of an employee's monthly wage income is transferred to the economic account of endowment insurance. When you retire, you can start to receive a pension. Regarding the problem of working in different places and paying endowment insurance in different places, you can inquire about the relevant policies of re-insurance. Another kind of farmers' social endowment insurance refers to the new rural endowment insurance. For specific policies, please refer to the Guiding Opinions on Piloting New Rural Social Security Endowment Insurance issued by the State Council in 2009, which is mainly aimed at farmers who have no work units and are working at home. The national policy is that the new agricultural insurance fund consists of three parts: individual contributions, collective subsidies and government subsidies. Individual payment: rural residents who participate in the new rural insurance should pay the old-age insurance premium according to the regulations. The payment standard is set at 100 yuan per month, which is divided into five grades in 200 yuan, 300 yuan, 400 yuan and 500 yuan. All localities can increase the payment grade according to the actual situation. Insured people choose their own grades to pay, and pay more. The state adjusts the payment grade according to the growth of per capita net income of rural residents. Elderly people with rural household registration who have reached the age of 60 and have not enjoyed the basic old-age insurance for urban workers can receive a monthly pension. At present, the new rural endowment insurance and old-age insurance policies implemented in different places are different. If farmers want to buy this kind of old-age insurance, they can consult the local social security bureau or township government personnel and go through the relevant procedures in the social security bureau. According to the national policy, when the new rural endowment insurance system is implemented, people who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive the basic pension on a monthly basis without paying fees, but their children who meet the conditions for participation should pay fees; If the age is less than 15, the annual payment is allowed, and the accumulated payment is not less than15; If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15. Guide young and middle-aged farmers to actively participate in insurance, pay long-term fees, and pay more for a long time. The specific measures shall be formulated by the people's governments of all provinces (autonomous regions and municipalities). Many provinces and cities adopt the age of 60, 50 or 55 for men and women respectively; Regarding the payment period, many provinces and cities use the payment to 2000, that is, the old-age insurance from 2000 to now can be paid in one lump sum, and then paid according to the annual standard, at least 15 years. Start to receive a pension at the prescribed age.