But I want to say, first of all, the bank itself can't promise to have unexpected capital preservation income besides statutory fixed interest. If someone promises you, it's also his personal behavior.

So, you have been cheated, don't trust the bank too much.

Not surprisingly, the wealth management product you bought is also a fund sold by their bank. The fund itself is not guaranteed, and the income is very low. It is better to make other capital preservation investments.