Education insurance is a kind of annuity insurance, and there are still many advantages in buying education insurance for children. Next, senior sister will tell you a good talk.

Before we start, Senior Sister will give you a guide to avoid the pit of annuity insurance: Learn this trick, and stay away from the pit of 99% of annuity insurance

1. Protect children's education

If you buy the insurance of children's education fund, you can make a long-term education plan for your children. If the conditions are met, the agreed insurance money can be collected at all stages of children's education, which can reduce the financial burden of parents in education to a certain extent and bring better educational security to children.

2. It has the function of saving

Children's education fund insurance has the function of compulsory saving. In the case of choosing to pay by installments, the insurance premium paid every year is equivalent to the saved money.

When children grow up, they can take out the money for their use at the appointed time. In addition to education-related expenses, it can also be used for children's marriage and entrepreneurship. It can be seen that the purchase of education fund insurance can achieve the role of compulsory savings to a certain extent.

So, how to choose the appropriate education fund insurance for children? For details, please see this article: Parents must read: Is it necessary to buy education fund insurance? How to choose the right product?

However, education fund insurance often cannot effectively transfer the economic risks caused by diseases and accidental injuries in children's daily life. Therefore, when insuring the education fund insurance for children, it is better for the senior sister to advise parents to provide personal basic protection for their children, such as critical illness insurance, medical insurance and accident insurance.

For those who don't know much about the above four types of insurance, please take a look at this article: What's the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?

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