The former is a down payment, no house to live in, but also continue to repay the loan. Although the latter moved in, it is impossible to enter the second-hand housing market without real estate license, and it cannot be replaced and improved.
Either way, it is very unfavorable for property buyers.
When it comes to unfinished business, we have to mention the "pre-sale system".
The domestic commercial housing pre-sale permit system was established in 1994, and the proportion of commercial housing pre-sale in major cities in China basically reached over 90%.
This system was originally designed to speed up capital turnover, improve the efficiency of capital use, speed up construction and increase housing supply, so as to solve the situation that the total amount of urban housing in China is insufficient and the supply of commercial housing is in short supply.
However, the pre-sale system has great disadvantages.
Disadvantages: rotten tail
Based on the calculation of 2854 counties in China, since the implementation of the pre-sale system of commercial housing for 26 years, there are at least 5 uncompleted residential flats in each county on average, so there are nearly 14270 uncompleted residential flats in China. Each project is calculated according to the average 100 households, and there are more than1000 households behind it.
According to incomplete statistics, there are more than 2,000 uncompleted residential flats in Xi 'an, and there are more than 500 in one district alone.
Chaohu Lake, Anhui Province: A huge unfinished building appears in the downtown area.
Disadvantages: rights disputes
Throughout the country, the phenomenon of "handing over rights to others" emerges endlessly! Contract disputes between buyers and sellers, quality complaints, developers' allocation reduction, bid reduction, delayed delivery, incomplete supporting facilities, false promises, illegal sales, etc. Always exist.
In recent years, with the more standardized system and stricter supervision, uncompleted residential flats are rare!
However, no matter how perfect the supervision system is, there is always a natural information barrier in the pre-sale system from developers to buyers.
So many people are calling for "cancellation of pre-sale" and "sale of existing homes".
However, from the reality of commercial housing development, it is not easy to completely cancel the "pre-sale" and widely promote the "existing home sales", but it does not mean that there is no hope.
Previously, An launched a pilot project of existing home sales in the _ Ba Ecological Zone, and actually landed a "delivery certificate".
"Hand in the house right away" can solve the problem of not getting the real estate license, so that the owner of the house can rest assured.
According to my statistics, at present, six areas of Xi 'an Anyou _ Ba, Gaoxin, International Port Area, Airport New Town, Jinghe New Town and Fengxi New Town have taken the lead in implementing the delivery certificate.
Moreover, on April 30th this year, Xi 'an issued the work plan of "Certificate of Delivery and Use" for newly-built commercial housing (for trial implementation), in which it was proposed that on May 30th, 20021year, development projects with "Pre-sale Permit for Commercial Housing" should be vigorously carried out.
In other words, "voucher distribution" is fully implemented in six urban areas within the administrative area of Xi's main urban area.
In addition to the main city of Xi, various groups in Xixian New Area have also successively implemented the "coupon delivery", which is summarized as follows according to the timeline:
On April/April14th, 2002, the launching ceremony of new commercial housing in Luxi New Town of Xixian New Area was held in Wuyue Mansion of Luxi New Town, which meant that Luxi New Town opened the era of "handing over the house and obtaining the certificate".
On 2021April 19, Airport New Town launched the "Certificate upon Delivery". The representative building is Fuxing Fitch Art City.
On 2002 1 May 21day, the launching ceremony of "Delivery Certificate" for new commercial housing in Jinghe New Town, Xixian New Area was held in Chengbei District of Huanggang Xuefu.
In addition, it is understood that Xixian New Area will gradually promote the mode of "house delivery and certificate delivery" in the whole region, which means that Qinhan New Town and Fengdong New Town will be built soon.
Advantages of instant delivery.
Shorten the waiting time of real estate license, "rest assured that the certificate will not be lost."
You don't have to worry about developers running away, or financial problems, which will affect the delivery progress, otherwise you won't get re.
The Xijiang village project, which was suspended for six years, resumed work and the resettlement houses were basically completed.
It can be said that Xi 'an is speeding up the solution of unfinished business problems. On May 20th this year, Xi 'an held an on-site promotion meeting to jointly deal with the problems left over from the renovation of shanty towns in urban villages. The meeting called for actively promoting the disposal of remaining problems and fully safeguarding the legitimate rights and interests of the people.
Time has begun again. In June 2020165438+1October, Xi 'an held an experience exchange meeting for government courts to deal with the remaining problems. At the meeting, it was revealed that the number of projects for restoring sales of urban sheds to unfinished buildings increased to 13, accounting for 8 of the total number of projects for transforming urban sheds to unfinished buildings in the city.
7%; Of the 24 slow-moving projects, 3 have been resettled, and 5 are expected to be completed before the end of 2020, accounting for 33% of the total number of slow-moving projects (24) in the city.
In April this year, Xi held a meeting to promote the rectification of the feedback from the central inspection, demanding that all the responsible persons of uncompleted residential flats and slow-moving projects be held by the main responsible comrades of the party and government in the district and development zone.
Implementing specific tasks and responsibilities to people is more conducive to urging and solving problems left over from history. Poor disposal will be investigated for responsibility according to procedures.
It is also clearly pointed out that 202 1 and February 2023 are the time nodes to solve the problem within a time limit for unfinished buildings that have not yet resumed work and slow-moving urban shed renovation and relocation projects.
Therefore, there may be more news of the return to work of unfinished projects in the second half of the year. Let's wait for good news.
Related questions and answers: related questions and answers: Xi is called "uncompleted residential flats". What uncompleted residential flats have you bought? When I bought a house in Xi 'an, I changed my mind at the beginning!
In 20 16 years, the housing price in Xi' an was not high. Fortunately, I caught the tail of rising house prices and didn't buy a house when the house prices were high. I don't know where to develop in the future, just look at the right price.
At that time, the area was located in the northern suburb of Xi 'an, and I saw Huayu Times City, Evergrande International City and Long Yuan International City, but I hardly saw any other buildings. At that time, Evergrande International City was booked, and the house price was only over 5,000. After the deposit was paid, I also struggled for several nights to buy or not. Finally, I thought the building was next to high-speed railway station, so it shouldn't be very bad in the future, so I finally laid hands on it.
Long Yuan International City found the traffic inconvenient at that time, and Huayu Times City started almost at that time. I didn't pay the deposit in Evergrande International City, but maybe I ended up in Huayu Times City. Good thing I didn't buy it. Later, Huayu Times City was lucky.
So now you must keep your eyes open when buying a house, and you can't be confused by superficial phenomena. All five cards can be rotten, not to mention others. It is not easy for ordinary people to buy a house. They may spend all their life savings on houses. I also hope that government departments can pay more attention to uncompleted residential flats and reduce the losses of ordinary people.