When choosing a platform, you can pay attention to the following points and choose the platform that suits you:
1, see the registration threshold:
Look at the registered capital of P2P platform, find out the details, block P2P without capital ability, and reduce risks.
2. Look at the risk margin:
Risk margin, also known as risk reserve fund and risk margin, is one of the most commonly used security guarantee methods for P2P platforms. When the investment projects on the platform are overdue, the platform will withdraw funds from the risk margin account to advance the principal or principal and interest for investors.
3. Third-party guarantee:
P2P platform uses a third-party guarantee company to guarantee the principal and interest of the investment projects on the platform, which is a safer guarantee than risk deposit.
4. Look at high returns rationally:
The annualized revenue of P2P platform is between 8.8- 15.8%. When the interest rates of some platforms are too high, we must be vigilant.
The above points are for reference only. You should choose according to your needs. Investment is risky and financial management needs to be cautious. I wish you a happy life ~