You need to choose a suitable fund variety according to your investment strategy. Whether it is an investment strategy, our main purpose is to get the maximum expected return with the minimum investment cost. Different investment strategies, the following small series brings how to choose fund A and fund C, I hope you like it.

1. What are the main differences between Fund A and Fund C?

The main differences between fund A and fund C are fund code, expected income, fund handling fee, fund net value, applicable population and so on. Although there are great differences between fund A and fund C, there are also many similarities.

Fund code

We know that each fund has its own fund code, through which a fund can be locked, and the code of each fund is different.

prospective earnings

Different fund types have different expected returns, because the price fluctuation of each fund is different. And the net value of the purchased fund and the fee collection form are different, so the expected income is also different.

Capital handling fee

Different fund fees should be the biggest difference between fund A and fund C, and the fee collection forms of the two funds are different. Class A funds charge subscription fees when they purchase funds, and the level of subscription fees has a great relationship with the subscription amount and preferential strength of funds.

Class C funds do not charge subscription fees, but charge sales service fees on a daily basis during the fund holding period, and charge a certain amount of accrued fees every day. Class A funds are paid in one lump sum at the time of subscription.

Net fund value

Because the sales service fee is accrued every day, the net value of fund C is lower than that of fund A. ..

Applicable strategy

In terms of applicable strategies, Fund A is more suitable for investment strategies with large subscription amount and long holding time. Fund C is more suitable for the investment strategy of funds with small subscription amount and short holding time.

Second, how should I choose?

There is not much difference between fund A and fund C except the way of charging fees. Asset allocation, fund manager and operation mode are all the same, and the overall investment.

If investors buy a large number of funds and hold them for a long time, they can choose Fund A; if investors buy a small number of funds and hold them for a short time, they can choose Fund C..

No matter whether it is Fund A or Fund C, the redemption fee is charged when the fund is redeemed, and the management fee and custody fee are also charged during the holding period. However, if it is held for a long time, the redemption fee may not be required when the fund is redeemed.

Bull market and bear market are only in an instant, and many people hope that the bull market will appear. For the judgment of bear market, we can adopt the method of contingency synthesis, that is, to establish a comprehensive analysis system whose standards are revised with historical changes and can adapt to the changed status quo. This analysis method is also suitable for balancing the market.

Bear market duration

It is understood that there are bull stocks in the bear market, such as Yi 'an Technology and Haihong Holdings. Give up if you lose money, and the result is a ups and downs. Whether it is to distinguish bear stocks in a bull market or to know bull stocks in a bear market, it is important to see whether the medium and long-term moving averages of individual stocks present and maintain an upward trend.

As for how long does a bear market last? A bear market generally does not last more than five years. To put it simply, within five years, the A-share market is bound to have a relatively good rise. Referring to the historical K-line chart of A shares, we can know that any time can be used as the initial unit of calculation. After five years of development, we can see that the stock market has been rising every year in these five years.