There is no upper limit on the annualized income of equity funds. Different funds have different returns. According to your investment skills and investment time, some annualized returns can reach 100%. Investment skills have a lot to do with investment time, and whether the fund you invest in is an excellent fund has a lot to do with it.
How to make a fixed investment in the fund?
First, screen funds and choose appropriate fund products. The selected fund should be established for a long time and with a large scale, not for less than half a year, and not for less than 300 million; Choose funds with large fluctuations, and funds with small fluctuations are not suitable for fixed investment. For example, if you choose a money fund, it is better to save it directly without a fixed investment; The proportion of institutions among fund holders should not be too high, and it is not appropriate for a single institution to exceed 50%.
Second, regular investment. According to your own situation, you can invest 10 yuan every day, 100 yuan every week, 1000 yuan every month, and so on. Deduction is generally confirmed at T+ 1 day after the agreed time, and the specific results can be viewed at T+2 days. For example, I am a stock fund of my own choice. I invest 100 yuan at a fixed time every week, which is equivalent to saving money.
Third: long-term persistence, fixed investment should be adhered to for a long time, generally three or four years is appropriate, fixed investment needs to make profits in time, and the income will be redeemed in time when it reaches its own goal. Take profit is part of redeeming the previous investment, and there is no need to stop the fixed investment. Will the loss of fixed investment continue? In the stage of market adjustment or decline, the return on fixed investment is not ideal, and investment is prone to the mentality of "I will stop investing for a while when the market is good", for fear that I will not be able to return to my capital if I fall too much. I believe that there are not a few such investors. The basic rule of fixed investment is: strictly implement and insist on fixed investment. In fact, compared with fixed investment, when the yield is negative, it is a good opportunity, because you can buy more chips with the same money, and it is these losses that really reduce the cost and make you make money. Fixed investment is not always a big victory. Only by adhering to the law of fixed investment and spreading the advantages of low cost can we give full play to it.