Monetary fund
All kinds of short-term securities that only invest in the money market can be redeemed at any time, just like one-year deposits. The principal is relatively safe and belongs to low-risk and low-yield varieties.
bond funds
Most of the funds are invested in the bond market, and the expected return is generally greater than that of the currency type, but there is also a risk of loss, which belongs to the medium risk and medium income variety.
Stock fund
Most of the money is invested in the stock market. When the stock market falls, the fund is at risk of losing money. However, if the stock market rises, its expected return is the highest, which is a high-risk and high-yield variety.
commingled funds
According to the situation, if some funds invest in stocks and the other funds invest in bonds, the risk-return level is higher than that of bond funds and lower than that of stock funds, which is also a high-risk and high-return variety.
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